This is definitely making me question this plan, which I had already decided on for the kittens I am going to adopt, as well as a hybrid I am looking into. The plan states that they will pay up to $14,000 per year, per animal. My little girl that I lost a few months ago went through an expensive procedure that cost me about two months of my mortgage, yet it added years to her life and I didn’t even question whether I was going to do it or not, I just wrote the damn check. She too had a cardiologist, and extremely expensive vet bills for the last two years of her life. I figure the insurance might still be worth it, but this leaves me concerned.