Una Noche Mas

Una Noche Mas


Thoughts Often …

Thoughts Often Lead To Exhaustion

“I try to avoid having thoughts. They lead to other thoughts, and—if you’re not careful—those lead to actions. Actions make you tired. I have this on rather good authority from someone who once read it in a book.” ―Brandon Sanderson, Warbreaker

A great quote with a splash of humor.

This happens to people all the time and it’s disgusting how these collection agencies treat you. It’s important to fight back. Check your credit report twice a year, request in writing to any company with incorrect info that the issue be removed. Continue to pursue it until you see it removed for yourself, for good.


It’s a nightmarish scenario — you pay your credit card bills, car payments and loans all time, but when your credit report arrives… WHAM. Medical debt rears its ugly head and mucks up your life in a real way — even if you pay it. After hearing from one Consumerist reader who was shocked to discover a major dent in his credit score because of one $72 hospital bill, we asked for more stories from our readers to highlight what a very real problem this is.

There are legislators out there trying to wipe medical debt off credit reports entirely, including Senator Jeff Merkley of Oregon, who recently reintroduced the Medical Debt Responsibility Act of 2013. But because a similar bill didn’t make it far before petering out, we wanted to make it crystal clear how widespread of an issue this really is — and the deep impact it…

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